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Its not so much the total $ amount but the percentage of credit debt to your credit limit thats important.

I think it is terrible that one cannot find any decent CD rates anywhere! It is OK for them to charge a lot of interest on their loans and credit cards to us, but we cannot get beans on our money we are trying to keep safe in a down market.I wish how to check free credit report Chattanooga ING or someone would step up and be a leader in this area. I know this is off topic, but I have a great credit score, just not a great attitude about what is going on right now. BTW, the banks dont even care if you take your money out of their how to check free credit report Chattanooga banks! If you have great credit then you probably have enough financial aptitude to earn a reasonable percentage on your money. CDs are just about the worst place to tie how to check free credit report Chattanooga up your money.

And you are right about banks not caring if you keep your checking or savings with them. After all, how to check free credit report Chattanooga if they really need money they go to the government! People need to get savvy and see the bigger world beyond the banks and the stock market. In general, any investment is buying something at a low price and then selling it at a higher price. Gain some real expertise in any market and you can do better than stocks, bonds, or CDs. And my number one how to check free credit report Chattanooga rule: **Dont invest in anything you dont understand*** ddss, I use ING as my main bank, but opened a money market with Capital One. view credit score Their ATM card lets me make overseas withdrawals fee free.

And their credit cards dont charge a foreign currency transaction fee how to check free credit report Chattanooga either. ING is great, but to save money overseas, go with Capital One. After getting burned by the banks more than once, we paid off all our credit cards, cut the stupid things up, and pledged never to borrow money again! Call it going off the grid or being old fashioned, whatever, how to check free credit report Chattanooga were going back to a cash basis, and it has greatly improved our finances and life! This incessant fixation on all things money, including a made up rating of your credit worthiness, is nothing more than proof of our addition to money. There is more to life than a high school clique rating system of your worth. AGREE wholeheatedly with Glen ~ the financial freedom that comes from not having debt is priceless. where can i get a free credit report Learning to live below your means requires self-discipline and sometimes sacrifice but the rewards far out-weigh any how to check free credit report Chattanooga inconvenience. If you open multiple credit cards (for example: 2 ccs) and consolidate both into one, will your credit score be affected?

(Assumptions: your credit history continues with the oldest credit card and your credit limit increases to the combined total.) Does anyone know? I would hope that by polling us these questions, ING is considering adding a Credit Card feature into their banking? *crossing fingers .* I currently have 1 credit card with a floating balance under $1,000. I have a school loan that I pay regularly, on time. This past year I canceled another CC because I continued to see how to check free credit report Chattanooga a decrease in credit limit even though I routinely paid at 33%-50% of the balance how to check free credit report Chattanooga on time, every month.

I called to inquire and was told they received a report how to check free credit report Chattanooga from a credit scoring agency that I have bad credit.

In order to speak with a human being, i had to first sign up by providing all sorts of private how to check free credit report Chattanooga information AND pay a small fee! @Finchy, you dont have to pay a fee to get information about your credit score. You can go to annualcreditreport.com and get it free. free creditreport Do not fall for the ones similar to this like freecreditreport.com.. CCs are only a good thing for those who are committed to paying them off, in full, every month. Since we do that, our CCs actually work in our favor, giving us a small % back. Although I have heard that having a CC makes you spend more than you would spend if using cash. Odd how folks that pay off how to check free credit report Chattanooga each month are considered undesirable or at least less desirable than those who dont pay their debts each month Thanks Crispy, I have been doing the same (to my CU) after getting stung by ING, not realizing that they would charge 2% on foreign ATMs.